IRDA New Guidelines For Life Insurance Agents (2)

Though the insurance policy owner is much essential for every individual, in the world to protect their relatives members, in case of untimely death of individual due to any reason whatsoever.
Meantime what happen so plenty of persons gets recruited as Insurance Agents, they bring their own policyowner then bring the policies of their relatives & friends & after some time they stop introducing new customers due to lack of knowledge about the finance industry. In the technique employed, self-employed, unemployed & housewives are get recruited as an Insurance Agents. Most of them do not acquire need 


knowledge of the industry nor they are serious about their job as an insurance agents. They look it as their income generating tool, earn some commission, pass on the part of it to customers & enjoy from the commissions they get & then quit the industry because they could not full-fill the norms of bringing 12 policies in a year. It is ultimately results negatively on the insurance customers. They become orphan & stop receiving regular after sales service. It's also created lot of difficulties & bad impression of the Insurance Industry. & then came saying "Insurance is sold & not brought".
Actually, as far as possible, the job of Insurance Agents or even Mutual Fund distributors should be looked as a full-time career opportunity & it should be encourage by all regulatory bodies. It will boost the employment generation as well as customers will get nice after sales services from qualified full-time agents. The percentage of laps of policies will reduce to giant extent.